Segregated funds are more than mutual benefit

The market for investing your money is a little crazy right now, isn’t it? You’ve heard the horror stories of people investing in the wrong funds and getting burned for their life savings, stuck working well into their planned retirements because they rolled the dice with their savings. Wouldn’t it be nice if there was something out there that could guarantee you wouldn’t lose money on the market?

See where this is going? It’s called a segregated mutual fund and it guarantees that you will be reunited with your initial investment at the end of the term.

How does it do such a miraculous service to your retirement plans, you might ask? Well, financial expert and owner of SD Davis an Associates explains these no-risk funds to his clients every day. He said that essentially, you are investing in a similar way to a mutual fund, except that this option is underwritten by an insurance company. What this means to the average investor is that even if you invest, say $75,000 over a 10 year plan, you don’t have to worry if the market tanks. The actual fund will have lost money, but the insurance company is going to pay out your initial investment out of their own pocket. Of course, you could also stand to make a good deal of profit if the market goes up, so you win either way.

It’s a good way to go if you already have the minimum amount you feel comfortable retiring with and want to invest that for a potential gain without incurring risk. With segregated funds, you have the added protection of payment to your family in the event of death and these funds are usually protected from creditors if you declare bankruptcy.

It sounds too good to be true, but Sean Davis will make a believer out of you. Give him and SD Davis and Associates a call at 1-855-422-5433 to set up a face-to-face meeting where you can learn more about investing your money on your own terms.

 

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